Join Us

This credit union exists for the benefit of its members, whether savers or borrowers. As a co-operative, our individual efforts combine for our mutual benefit. Credit unions offer members the chance to have control over their finances by making their own savings work for them.

Key Benefits of Becoming a Member

Flexible & Convenient

Loans at low interest rates - Members can take out flexible loans and repay at tailor-made schedules

Earn a Dividend on Savings and a Rebate on Loan Interest paid

Each year we pay a dividend on member’s savings - this is generated by any surplus made throughout the year and returned to members. If you have borrowed with us over the year you can also receive a rebate on any loan interest you pay. Savings are also covered by insurance

No Transaction Charges or Hidden Fees

You can be assured of a professional service from Antrim Credit Union at all times and there are no transaction fees charged on accounts

Loan Protection Insurance

The Credit Union provides insurance cover on each qualifying member to clear any outstanding loan balance after the borrower dies

Insurance on Savings

Antrim Credit Union provides life insurance cover for its eligible members as an additional incentive for them to save regularly in the Credit Union. The amount of insurance benefit to which a member is entitled is in proportion to the amount of savings the member has and benefits are payable only on the death of a member.

Death Benefit

Every member of Antrim Credit Union is covered by a Death Benefit Insurance which is a one-off payment of £2,000 designed to help out with funeral expenses. (provided the member joins before the age of 70) Each member pays a small fee for this each December which is deducted automatically from Shares (£10.00 approx.)

CUSOP System

With this system, members are all given their own sort code and account number, just like with a bank account. This makes saving money and making loan payments easier than ever before by giving members the chance to pay straight into their accounts from home!

Are you interested in joining Antrim Credit Union?

Becoming a member of Antrim Credit Union is simple, providing that you live or work within our common bond, which includes anywhere within a 10-mile radius from Antrim.

The fasted and easiest way to join us is via our MOBILE APP, search for Antrim Credit Union in the App Store, and join from the comfort of your own home.

You will need two forms of identification; one must be photographic (passport/driving license) and one proof of address (most recent bank statement).

Please be prepared to answer a number of questions to complete an identity profile which we can store for various legal records. Information we ask for will include details such as  contact details and GDPR consent.

If you're unsure of what qualifies as address verification, you can send us a message to clarify. However, your latest bank statement is always the safest bet when it comes to valid address verification.

In the case of all your bank statements and details being online, there are always options in place for getting these printed at home, but if you want to email them to us, we'll still be able to process them.

Junior Members

When it comes to signing up your little ones for savings accounts, all we need to see is a form of identification.

Junior ID is accepted in the form of valid passports and long birth certificates. We only need one, so don't worry about rummaging around for both of them!

Please note that only a parent or guardian of a junior member can open an account for them. Grandparents, aunts, uncles and others not considered legal guardians are no longer able to open accounts for junior members.

Junior members are those under the age of 16. When juniors turn 16, their accounts are changed to adult accounts and they are notified to sign for the change by mail. After the age of 16, members have control of their own accounts.

Membership Requirements

Valid photographic ID

Driving licences, passports, bus passes and national identity cards can be used for this. We also accept electoral identity cards.

Proof of current address, valid to within the last three months

Recent bank statements, recent utility bills and dated government letters can be accepted for this. We do not accept mobile pone bills.

For new junior members (younger than 16)

Identification proof

This includes passports and long birth certificates. Short birth certificates and other forms of non-photographic ID cannot be accepted. National identity cards can be accepted.

A legal parent or guardian

A legal parent or guardian to be present and added to the account as responsible for the depositor.

Become A Member

Join Antrim Credit Union, become a member of our award-winning Credit Union today and avail all benefits of being a Member.

Want more information on our affordable Home Loan?

Contact us

Going the extra mile to keep you safe

During the Covid-19 pandemic, we've been working in the background on top of our normal schedule to make sure you have access to all the most important services from home.

More Info