Loans

Why borrow with the Credit Union?

At Antrim Credit Union we are here to help and can provide loans to members at attractive terms.

So whether you are thinking of a dream holiday, a new car, or making some improvements to your home – whatever the reason, talk to us about your needs. One of the main benefits of taking a loan with Antrim Credit Union is that the interest is calculated on a reducing balance, this means the faster you pay off your loan – the less interest you pay.

Check out our loan calculator for a loan that suits you.

Savings and benefits of a Loan with your Credit Union

  • Very reasonable interest rates
  • Interest is only charged on the reducing loan balance – this means you only pay interest on what you owe
  • Loan Protection Insurance to eligible members
  • Easy repayment options by Standing order, Debit card payments, Cheque and Cash payments.
  • No penalty if you make larger repayments than agreed, make additional lump sums, or you repay the loan early.
  • Repayment terms flexible to suit your personal circumstances. Repayments can be rescheduled if difficulties arise.
  • No hidden fees or transaction charges
  • Prompt personal attention from friendly staff
  • Easy application process and speedy decisions

How to Apply for a loan

Applying for a loan is easy and quick decisons are made on loan applications. Members can apply for a loan in a variety of different ways;

Phone – You can phone 028 9446 6859 and speak to a member of our dedicated loans team.
Online – You can use our Loan Enquiry tool to begin your loan application today.
Visit Office – Alternatively, you can visit our Credit Union office in Antrim or Randalstown.

To apply for a loan you need to provide the following documentation:

  • Your last 3 payslips
  • Bank Statements for the last 3 months
  • Utility bill dated within the last 3 months

Your Loan Your Way

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